medical expense insurance meaning in English
医疗费保险
Examples
- Hospital allowance insurance , supplemental major medical expense insurance , critical - illness insurance and so on in the commercial health insurance can play a very good supplement role
同时,作为商业保险中的一类重要业务,健康保险也越来越受到国内各家保险公司的青睐。 - The major medical expense insurance can solve the problem of the high medical expenses , the market requirement is huge . now most companies have the health care which is the basic medical protection
现在大部分企业职工加入了城镇职工基本医疗保险,基本的住院医疗费用可以由基本医疗保险解决。 - The major medical expense insurance is one important kind of the supplemental medical expense insurance . the liability of this insurance is the reasonable and required medical expenses which are above the basic medical insurance payments
高额医疗费用保险是补充医疗保险中的一种重要形式,它的保险责任是对基本医疗保险支付限额以上,合理必需的医疗费用进行补偿。 - Note : other matters that are not stipulated in this plan shall be governed by the ping an ' s one - year fixed insurance clause for the student , ping an ' s additional liability clause for accidental disablity , ping an ' s insurance cluase for additional student ' s accidental injury medical treatment , ping an ' s clause for the additional hopistalization medical treatment of the student and the children and the clause ( b ) for group major medical expenses insurance
注：未尽事宜以《学生平安一年定期保险条款》 、 《平安意外残疾附加责任条款》 、 《平安附加学生意外伤害医疗保险条款》 、 《平安附加学生幼儿住院医疗条款》 《团体高额医疗费用保险（ b ）款》的规定为准。 - Though the major medical expense insurance has broad potential markets , it ’ s not used widely in our country . certainly there are many reasons , include the social recognition , the problem of the legal aspect and the lack of the experience and data of medical insurance in commercial insurance company . however , the most important reason is the restriction of technique : medical insurance is different from life insurance , it needs finance , law , technique and medical management as basis to develop new products
虽然高额医疗费用保险拥有广阔的潜在市场,但在实际经营中仍然面临诸多困难,其中有社会认识的问题,有配套法律法规的问题,也有经验和数据积累方面的问题,但更主要的还是精算技术上的制约:医疗保险不同于普通寿险产品,需要以金融、法律、科技、医疗管理等众多学科为基础来开发新险种,而费率厘定更有赖于大量的专业研究,需要充足的数据和周密的测算来支持。